Strategy Solutions

Max 28

Investment Description and Objective

The solution seeks to achieve maximum long-term growth in excess of inflation and targets returns of 6% to 7% above CPI inflation per annum (after fees) over rolling ten-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a long-term time horizon as it has high exposure to growth assets, such as equities and property, and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.

Long-Term Target

To achieve a total return in the range of 6%-7% per annum above CPI inflation over rolling ten-year periods.

Historical Factsheets

March 2024
February 2024

January 2024

December 2023

November 2023

October 2023
September 2023
August 2023
July 2023
June 2023
May 2023
April 2023
March 2023
February 2023
January 2023

Inflation Plus 1-3% Strategy

Investment Description and Objective

The solution seeks to grow capital in excess of inflation and targets returns of 1% to 3% above CPI inflation per annum (after fees) rolling over three-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a short-term time horizon who seek lower volatility in returns so it has low exposure to growth assets, such as equities and property, and high exposure to income-generating asset classes. The solution is offered to investors through a life policy.

Long-Term Target

It aims to achieve a return in the range of 1%-3% per annum above CPI inflation over rolling three-year periods.

 

Historical Factsheets

March 2024
February 2024

January 2024

December 2023 
November 2023 
October 2023
September 2023
August 2023
July 2023
June 2023
May 2023
April 2023
March 2023
February 2023
January 2023

Inflation Plus 3-5% Strategy

Investment Description and Objective

The solution seeks to grow capital in excess of inflation and targets returns of 3% to 5% above CPI inflation per annum (after fees) rolling over five-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a medium-term time horizon who are comfortable with some volatility in returns. It has balanced exposure to growth assets, such as equities and property, and income-generating asset classes. The solution is offered to investors through a life policy.

Long-Term Target

It aims to achieve a return in the range of 3%-5% per annum above CPI inflation over rolling five-year periods.

Historical Factsheets

March 2024
February 2024

January 2024

December 2023
 
November 2023
October 2023
September 2023
August 2023
July 2023
June 2023
May 2023
April 2023
March 2023
February 2023
January 2023

Inflation Plus 5-7% Strategy

Investment Description and Objective

The solution seeks to grow capital in excess of inflation and targets returns of 5% to 7% above CPI inflation per annum (after fees) rolling over seven-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a medium to long-term time horizon as it has high exposure to growth assets such as equities and property and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.

Long-Term Target

It aims to achieve a return in the range of 5%-7% per annum above CPI inflation over rolling seven-year periods.

Historical Factsheets

March 2024
February 2024

January 2024

December 2023

November 2023

October 2023
September 2023
August 2023
July 2023
June 2023
May 2023
April 2023
March 2023
February 2023
January 2023

Risk Aware Solution

Defensive Balanced Solution

Investment Description and Objective

The solution seeks to grow capital in excess of inflation and aims to have no negative returns over 12-month rolling periods. It targets returns of 3% above CPI inflation per annum (after fees) over a period of 3 years or longer. The underlying investment managers invest across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally, with the dual aim of achieving real returns while limiting downside over 12 month periods. The solution may also invest in alternative assets including, for example, hedge funds and private equity. The solution is suitable for investors with a short to medium term horizon who seek to minimise the potential for capital losses. The solution is offered to investors through a life policy.

Long-Term Target

Inflation +3% p.a. over three years or longer with no negative returns over rolling 12 months (after fees).

Historical Factsheets

February 2024
January 2024

December 2023

November 2023

October 2023
September 2023
August 2023
July 2023
June 2023
May 2023
April 2023
March 2023
February 2023
January 2023

Peer Solution

Managed Solution

Fund Description and Objective

The solution aims to outperform the median of the AlexForbes Global Large Manager Watch (AFLMW). The underlying investment managers manage multi-asset class (balanced) mandates including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including hedge funds and  private equity.  The solution is suitable for investors with a long-term time horizon as it has high exposure to growth assets such as equities and property and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.

Long-Term Target

The solution seeks to out-perform the median of the Alexforbes Global Large Manager Watch peers over the long term.

Benchmark

The solution is measured against the median of the Alexforbes Global Large Manager Watch peers.

Historical Factsheets

February 2024 
January 2024

December 2023

November 2023

October 2023
September 2023
August 2023
July 2023
June 2023
May 2023
April 2023
March 2023
February 2023
January 2023

Specialist Solutions

Money Market Solution

Investment Description and Objective

The solution has a benchmark of STeFI 3-month and targets returns of 0.5% p.a. above STeFI 3-month (after fees) over periods of 12 months and longer. It invests in short-term money market instruments with a duration of up to 12 months. The solution is offered to investors through a life policy.

Long-Term Target

The solution aims to target 50 basis points above inflation over the medium to long term (before fees).

Benchmark

STeFI 3-month Index.

Historical Factsheets

February 2024
January 2024
December 2023
 
November 2023

October 2023
September 2023
August 2023
July 2023
June 2023
May 2023
April 2023
March 2023
February 2023
January 2023

Tracker Solutions

Moderate Tracker Solution

Investment Description and Objective

The solution seeks to grow capital in excess of inflation and targets returns of 3% to 5% above inflation per annum (after fees) over rolling five-year periods. The solution invests in index tracking mandates across asset classes including, for example, listed shares, listed property, bonds and cash, both in South Africa and globally. Old Mutual Multi-Managers makes the asset allocation decisions. The solution is suitable for investors with a medium-term time horizon who are comfortable with some volatility in returns. It has balanced exposure to growth assets, such as equities and property, and income-generating asset classes. The solution is offered to investors through a life policy.

 

Long Term Target

It aims to achieve a return of 3%-5% above inflation over rolling five-year periods.

Historical Factsheets

February 2024
January 2024

December 2023

November 2023
October 2023
September 2023        
August 2023           
July 2023
June 2023
May 2023
April 2023
March 2023
February 2023
January 2023

Balanced Tracker Solution

Investment Description and Objective

The solution seeks to grow capital in excess of inflation and targets returns of 4% to 6% above inflation per annum (after fees) over rolling seven-year periods. The solution invests in index tracking mandates across asset classes including, for example, listed shares, listed property, bonds and cash, both in South Africa and globally. Old Mutual Multi-Managers makes the asset allocation decisions. The solution is suitable for investors with a medium to long-term time horizon as it has high exposure to growth assets such as equities and property and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.

Long Term Target

It aims to achieve a return of 4%-6% above inflation over rolling seven-year periods.

Historical Factsheets

February 2024
January 2024

December 2023

November 2023

October 2023
September 2023
August 2023
July 2023
June 2023
May 2023
April 2023
March 2023
February 2023
January 2023