Strategy Solutions
These are built in line with your inflation target objectives over a recommended investment period. We invest across a diverse range of local and global asset classes in order to manage investment risk and achieve the stated long-term target objectives.
Once we have blended the asset classes together to achieve the target objectives, we then select the best investment managers in the industry to implement our asset allocation decision. We monitor the asset class and investment manager performances over the short to medium term and make changes where necessary.
Max 28
Investment Description and Objective
The solution seeks to achieve maximum long-term growth in excess of inflation and targets returns of 6% to 7% above CPI inflation per annum (after fees) over rolling ten-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a long-term time horizon as it has high exposure to growth assets, such as equities and property, and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.
Long-Term Target
To achieve a total return in the range of 6%-7% per annum above CPI inflation over rolling ten-year periods.
Historical Factsheets
July 2024
June 2024
May 2024
April 2024
March 2024
February 2024
January 2024
December 2023
November 2023
October 2023
September 2023
Inflation Plus 1-3% Strategy
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and targets returns of 1% to 3% above CPI inflation per annum (after fees) rolling over three-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a short-term time horizon who seek lower volatility in returns so it has low exposure to growth assets, such as equities and property, and high exposure to income-generating asset classes. The solution is offered to investors through a life policy.
Long-Term Target
It aims to achieve a return in the range of 1%-3% per annum above CPI inflation over rolling three-year periods.
Historical Factsheets
July 2024
June 2024
May 2024
April 2024
March 2024
February 2024
January 2024
December 2023
November 2023
October 2023
September 2023
Inflation Plus 3-5% Strategy
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and targets returns of 3% to 5% above CPI inflation per annum (after fees) rolling over five-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a medium-term time horizon who are comfortable with some volatility in returns. It has balanced exposure to growth assets, such as equities and property, and income-generating asset classes. The solution is offered to investors through a life policy.
Long-Term Target
It aims to achieve a return in the range of 3%-5% per annum above CPI inflation over rolling five-year periods.
Historical Factsheets
July 2024
June 2024
May 2024
April 2024
March 2024
February 2024
January 2024
December 2023
November 2023
October 2023
September 2023
Inflation Plus 5-7% Strategy
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and targets returns of 5% to 7% above CPI inflation per annum (after fees) rolling over seven-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a medium to long-term time horizon as it has high exposure to growth assets such as equities and property and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.
Long-Term Target
It aims to achieve a return in the range of 5%-7% per annum above CPI inflation over rolling seven-year periods.
Historical Factsheets
July 2024
June 2024
May 2024
April 2024
March 2024
February 2024
January 2024
December 2023
November 2023
October 2023
September 2023
Risk Aware Solution
The key objective of our absolute return solution is to protect against downside losses over specified time periods while targeting upside returns above inflation as a secondary consideration
We allocate the capital to a diverse, but concentrated number of investment managers, who will manage the asset allocation internally.
Defensive Balanced Solution
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and aims to have no negative returns over 12-month rolling periods. It targets returns of 3% above CPI inflation per annum (after fees) over a period of 3 years or longer. The underlying investment managers invest across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally, with the dual aim of achieving real returns while limiting downside over 12 month periods. The solution may also invest in alternative assets including, for example, hedge funds and private equity. The solution is suitable for investors with a short to medium term horizon who seek to minimise the potential for capital losses. The solution is offered to investors through a life policy.
Long-Term Target
Inflation +3% p.a. over three years or longer with no negative returns over rolling 12 months (after fees).
Historical Factsheets
July 2024
June 2024
May 2024
April 2024
March 2024
February 2024
January 2024
December 2023
November 2023
October 2023
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August 2023
Peer Solution
We allocate the capital to a diverse, but concentrated number of investment managers, who manage the asset allocation internally. The investment managers each target real capital growth over the long term.
Managed Solution
Fund Description and Objective
The solution aims to outperform the median of the AlexForbes Global Large Manager Watch (AFLMW). The underlying investment managers manage multi-asset class (balanced) mandates including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including hedge funds and private equity. The solution is suitable for investors with a long-term time horizon as it has high exposure to growth assets such as equities and property and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.
Long-Term Target
The solution seeks to out-perform the median of the Alexforbes Global Large Manager Watch peers over the long term.
Benchmark
The solution is measured against the median of the Alexforbes Global Large Manager Watch peers.
Historical Factsheets
July 2024
June 2024
May 2024
April 2024
March 2024
February 2024
January 2024
December 2023
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August 2023
Specialist Solutions
Money Market Solution
Investment Description and Objective
The solution has a benchmark of STeFI 3-month and targets returns of 0.5% p.a. above STeFI 3-month (after fees) over periods of 12 months and longer. It invests in short-term money market instruments with a duration of up to 12 months. The solution is offered to investors through a life policy.
Long-Term Target
The solution aims to target 50 basis points above inflation over the medium to long term (before fees).
Benchmark
STeFI 3-month Index.
Historical Factsheets
July 2024
June 2024
May 2024
April 2024
March 2024
February 2024
January 2024
December 2023
November 2023
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August 2023
Tracker Solutions
Moderate Tracker Solution
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and targets returns of 3% to 5% above inflation per annum (after fees) over rolling five-year periods. The solution invests in index tracking mandates across asset classes including, for example, listed shares, listed property, bonds and cash, both in South Africa and globally. Old Mutual Multi-Managers makes the asset allocation decisions. The solution is suitable for investors with a medium-term time horizon who are comfortable with some volatility in returns. It has balanced exposure to growth assets, such as equities and property, and income-generating asset classes. The solution is offered to investors through a life policy.
Long Term Target
It aims to achieve a return of 3%-5% above inflation over rolling five-year periods.
Historical Factsheets
July 2024
June 2024
May 2024
April 2024
March 2024
February 2024
January 2024
December 2023
November 2023
October 2023
September 2023
Balanced Tracker Solution
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and targets returns of 4% to 6% above inflation per annum (after fees) over rolling seven-year periods. The solution invests in index tracking mandates across asset classes including, for example, listed shares, listed property, bonds and cash, both in South Africa and globally. Old Mutual Multi-Managers makes the asset allocation decisions. The solution is suitable for investors with a medium to long-term time horizon as it has high exposure to growth assets such as equities and property and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.
Long Term Target
It aims to achieve a return of 4%-6% above inflation over rolling seven-year periods.
Historical Factsheets
July 2024
June 2024
May 2024
April 2024
March 2024
February 2024
January 2024
December 2023
November 2023
October 2023
September 2023